Funder partnerships

Senior-led property funding partnerships.

CapitAll works with funding partners to originate, underwrite, monitor and report short-term business-purpose property finance across England and Wales.

Partnership models.

Funding relationships can be structured around risk appetite, return target, control requirements and reporting needs.

Senior funding

Senior capital participation in eligible property facilities with defined eligibility, security, reporting and completion controls.

Junior funding

Junior or co-investment capital supporting the senior-led structure and aligning risk participation by transaction.

Programme lines

Warehouse, forward-flow or programme-style partnerships for controlled origination, monitoring and portfolio reporting.

Underlying lending profile.

Funder partnerships are built around business-purpose property loans with calculator-led pricing and documented risk controls.

Product
Facility
Term
Leverage
Bridge loans
£250k–£5m
Up to 24 months
Up to 75% LTV
Refurbishment
£250k–£3m
Up to 24 months
Up to 75% LTGDV / 70% heavy refurb
Commercial / semi-commercial
£500k–£5m
Up to 24 months
Up to 65% LTV

Risk management.

Funder confidence comes from disciplined origination, documented underwriting, clear security controls and live monitoring.

1

Eligibility screen

Facility size, term up to 24 months, geography, security, borrower type, asset class, exit and leverage checked before progressing.

2

Underwriting

Credit assessment, valuation review, title/legal checks, AML/KYC, source of funds and exit analysis.

3

Completion control

Conditions precedent, funder requirements, completion pack, security documentation and funds-flow controls.

4

Monitoring

Loan status, conditions, insurance, valuation, expiry, arrears, variations and redemption tracking.

Reporting cadence.

Reporting can be tailored to the funder model, facility terms and portfolio size. The standard rhythm is practical and audit-friendly.

Timing
Reporting
Purpose
Pre-completion
Deal summary, credit pack, calculator output, valuation, legal status, conditions and funding requirement.
Approval, allocation and completion readiness.
Completion
Completion certificate, funds flow, security position and document pack.
Evidence of controlled drawdown and agreed funding participation.
Monthly
Portfolio status, commitment, current exposure, arrears, watchlist, conditions, redemptions and exceptions.
Ongoing monitoring and portfolio oversight.
Redemption
Settlement, principal, interest, fees, waterfall, funder repayment and reconciliation.
Controlled exit and repayment evidence.

What funders get.

A partnership framework designed for transparency, control and repeatable lending operations.

Transaction-level visibility

  • Borrower and asset summary
  • Loan terms and security position
  • Calculator-led pricing and leverage output
  • Valuation and internal review position
  • Conditions precedent and completion status
  • Funding requirement and capital allocation
  • Redemption and repayment reconciliation

Portfolio-level controls

  • Current exposure versus commitment
  • Loan status and maturity tracking
  • Arrears, watchlist and default monitoring
  • Insurance, valuation and legal register tracking
  • Exceptions, waivers and approvals record
  • Monthly close and audit evidence pack

Let’s talk funding.

Speak to CapitAll about senior funding, junior participation, warehouse lines or forward-flow style partnerships.

Contact our team